Finiva

Flexible Loans that
Fit Your Goals

Lending Solutions Built for Homes and Businesses

With access to a broad range of lending options, we support both individuals and businesses in navigating the finance landscape with confidence. Our approach is focused on understanding your goals and helping you explore suitable lending pathways that align with your property, investment, or business needs-today and into the future.

Upto 90% loan amount

(subject to lender approval)

Competitive Rates

Quick Approval

Our Services

First Home Buyers

Secure your first home by smooth and stress free approval process

Refinancing

Compare your current home loan with our available lenders to receive better loan terms

Bridging Loans

Buy now and sell later by our bridging loan facility

Construction Loans

Build your home with a hassle free loan disbursement process by lender

Personal Loans

Need funds for personal expenses? Enjoy quick, easy, and stress-free loan approvals

Asset / Vehicle Loans

Get behind the wheel or upgrade your business assets with flexible finance and speedy approvals

How It Works

Start your credit approval

Tailored loans

Discover personalised loan options and exclusive deals that match your financial needs

Quick application

Complete a simple, streamlined application process designed for fast, hassle‑free approval.

Get funded

Enjoy quick disbursal through trusted, secure funding partners.

Are you in Business

And looking for a fast business capital or Loan?

What We Help You With

Personalised Loan Solutions

Carefully matched loan options based on your needs, eligibility, and long-term financial goals.

Access to Trusted Lenders

Compare competitive loan offers from a wide network of reliable and verified lending partners.

Guidance from Start to Finish

Clear support through application, approval, and settlement-so you’re never left guessing.

Approval Information

Useful consumer information about Credit Acceptance

Applicants may be required to provide identification, proof of income, bank statements, and details of existing financial commitments. Documentation requirements may vary depending on the lender and loan type.

Indicative approval timeframes generally range from 2 to 7 business days, depending on the complexity of the application, completeness of documents, and lender assessment processes.

Eligibility is assessed based on factors such as income, employment status, credit history, and overall financial position. Each lender applies its own criteria, and approval is not guaranteed.

Applicants with a lower credit score may still be considered. FINIVA works with a range of lenders, including those who assess applications on a case-by-case basis, subject to responsible lending obligations.

Our Mission

At Finiva Financial, our mission is to simplify the loan journey and empower our clients with clear, honest, and personalised financial solutions. At Finiva Financial, our mission is to simplify the loan journey and empower our clients with clear, honest, and personalised financial solutions.
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Happy Clients​

Authorised Credit Representative Number 575229,Australian Credit Licence (ACL) - 377294, Corporate Credit Representative Number 575230 -BK SERVICES AUSTRALIA PTY LTD, trading as Finiva Finance.​